What Is The Right Type Of Family Travel Insurance For You?

There's nothing like looking forward to a holiday with the entire family, but you need to make sure you’ve got everything you need first – including family travel insurance. This is particularly important if you are going abroad, no matter which country you are heading for, although it can be worthwhile if you are staying in the UK too.

The big advantage of this type of insurance is it covers everyone who will be going on the holiday. It can cover you and your partner as well as your children, so you don’t need to worry about the adults being covered and not the kids, or vice versa.


 However, before you book your cover it is worth thinking about the type you should get. As with any other type of travel policy there are different options, so let’s take a look at them here so you can consider which one would suit you best.

Single trip cover

If you are only heading abroad for a single holiday, this is the type of policy you need. It will be in force for the length of time you are away for, expiring on the day you get back. This is ideal if you want to take the one trip and you know there is little chance of going abroad again over the course of the coming year. While many people don’t worry about travel cover if they are holidaying within the UK, it can be good to have it in certain circumstances. If you are taking just the one holiday, a single trip policy can work out cheaper than getting cover for the entire year.

Annual cover

This is the second type of family travel insurance policy you can get. As the name would have you believe, it is ideal if you know you will be taking more than one trip in the space of a year. If this is the case you can save a significant amount by taking this kind of insurance policy.

It is worth remembering the policy will cover shorter trips as well as traditional one or two week ones. Therefore if you want to take the kids away to EuroDisney for the weekend or somewhere similar, the trip will be covered by your existing family travel insurance policy.

As you can see, there are a several of options available to you if you want to go abroad for a family holiday with the appropriate cover. All you need to do is consider whether your forthcoming trip will be the first of several or whether this is your main holiday for the year. Once you know the answer you can get the most appropriate cover for your family’s peace of mind. Oh, and enjoy your holiday, of course!