Safety For Car Guaranteed In Monsoon With Icici Car Insurance Plans

Monsoon is one season that everyone loves except a vehicle owner. It would not be wrong to say that vehicle owners dread this season. This is the time of the year where a car owner tends to spend a lot on maintaining vehicles. Sometimes, it is a forced expense more than done out of choice. Apart from the beautiful clouds covering the sky, the rain drops offering relief from scorching heat, monsoons in India are also famous for some notorious effects such as water logging, motor skidding, land slides, and accidents.

Monsoons and Car Accidents


 As per a statistics, it has been concluded that the rate of road accidents increase tremendously across the country during monsoon. What’s the reason behind this? The major reason behind this is lack of little awareness among car owners in India about motor and driving precautions. Yes, there are certain precautions one needs to take during the monsoon. The season brings with it a set of risks for car owners. One needs to be aware of these risks and precautions that can save one getting into trouble.

Unfortunately, there is even lesser awareness about how precisely to alleviate the losses occurring due to vehicle damage caused by floods and heavy rainfall. What are the precautions to be taken to stay away from complications caused to cars and car owners during monsoons?

One of the best precautions to take in order to save motor vehicles from the negative impact of monsoon is to buy icici car insurance plan. These plans are intended to offer the best protection against various problems faced by car owners during this season. Right from expensive repairs to accidents, flood and other disasters, the insurance company will take good care of the expenses incurred by vehicle owners.
Unfortunately, despite the fact that it is mandatory to buy a car insurance policy along with a vehicle, statistics reveal over 50 per cent of the vehicles moving on Indian roads are without proper insurance.
Did you know excess mud accumulated on roads, water logged roads, and potholes can make it really difficult for car owners to maintain their vehicles and drive on road? As already discussed, it is important to take adept precautionary measures prior to the advent of monsoon. This will protect your vehicle and minimize fiscal losses arising due to damages caused.

In Mumbai, monsoon affects many vehicles due to flooding and water logging of roads. The damage repair alone makes up for most of the monthly expenses for an average household! This can be saved via buying icici motor insurance plan. These plans are available all over India and can be bought online too.
Ideal Tips to Monsoon Proof your Vehicle:

In order to make sure your vehicle is in good condition always, you must make sure the vehicle is monsoon proof in all respects:

Service

This is crucial. Make sure your car is serviced regularly. Replace the air and fuel filters, engine oil etc. as and when required. Rain damages silencer pipe and suspension joints of a car. Hence, it is important to keep it in good condition.

Car Tyres

You need to check the tyres of car regularly. Since rain water can make the roads slippery, the cars are vulnerable to skidding and even hydroplaning. Keeping a close check on tyre treads prevent skidding of cars on roads.

Lights

The headlights and emergency lights of your vehicle should be in working condition. These are quite important for monsoon driving. The water may seep into bulbs. Replace the lights in case they are broken or cracked.

Car Brakes

Rain water is not good for brake drums. This makes brakes less efficient. The condition can be really dangerous. Usually experts advice car owners to use the brake frequently. Also it is important to keep the brakes well-oiled.

How to Mitigate Losses by Vehicle Incurred due to Monsoon
The best way to do this is to buy a car insurance plan. Insuring your car is the best way to damage control. It will also reduce the overall risk. A reputed insurance company will offer the best cover plans for car owners. Make sure you check if the insurance plan is renewed and updated regularly. This is important to maintain the cover benefits during the times of emergency. Your losses will be covered on time. Also make sure the car insurance plan is adequate to cover damages arising specifically during monsoon.

Make Claims

Once you have a car insurance plan online, it is easy for you to get compensation for damage caused to you, your vehicle or a third party. All you need to do is make claims on time. Pay premiums for motor insurance on time and keep all important documents handy.

Things to Know:

You must carry a copy of the icici car policy document in your car
Have a record of toll free number icici motor insurance company
Stay equipped with contact details of insurance agent
Make insurance claim as soon as possible